Loan calculator
The standard amortization formula. Switch the regional label — the algebra is the same reducing-balance math.
الافتراضي لمنطقتك. بدّل للمقارنة مع مقاييس أخرى.
Fixed payment, monthly compounding.
النتيجة
٠٫٠٠ ر.س.
Monthly payment
- Total interest٠٫٠٠ ر.س.
- Total paid٠٫٠٠ ر.س.
- Payments١٢
First 12 payments
| No. | Payment | Principal | Interest | Balance |
|---|---|---|---|---|
| 1 | ٠٫٠٠ ر.س. | ٠٫٠٠ ر.س. | ٠٫٠٠ ر.س. | ٠٫٠٠ ر.س. |
| 2 | ٠٫٠٠ ر.س. | ٠٫٠٠ ر.س. | ٠٫٠٠ ر.س. | ٠٫٠٠ ر.س. |
| 3 | ٠٫٠٠ ر.س. | ٠٫٠٠ ر.س. | ٠٫٠٠ ر.س. | ٠٫٠٠ ر.س. |
| 4 | ٠٫٠٠ ر.س. | ٠٫٠٠ ر.س. | ٠٫٠٠ ر.س. | ٠٫٠٠ ر.س. |
| 5 | ٠٫٠٠ ر.س. | ٠٫٠٠ ر.س. | ٠٫٠٠ ر.س. | ٠٫٠٠ ر.س. |
| 6 | ٠٫٠٠ ر.س. | ٠٫٠٠ ر.س. | ٠٫٠٠ ر.س. | ٠٫٠٠ ر.س. |
| 7 | ٠٫٠٠ ر.س. | ٠٫٠٠ ر.س. | ٠٫٠٠ ر.س. | ٠٫٠٠ ر.س. |
| 8 | ٠٫٠٠ ر.س. | ٠٫٠٠ ر.س. | ٠٫٠٠ ر.س. | ٠٫٠٠ ر.س. |
| 9 | ٠٫٠٠ ر.س. | ٠٫٠٠ ر.س. | ٠٫٠٠ ر.س. | ٠٫٠٠ ر.س. |
| 10 | ٠٫٠٠ ر.س. | ٠٫٠٠ ر.س. | ٠٫٠٠ ر.س. | ٠٫٠٠ ر.س. |
| 11 | ٠٫٠٠ ر.س. | ٠٫٠٠ ر.س. | ٠٫٠٠ ر.س. | ٠٫٠٠ ر.س. |
| 12 | ٠٫٠٠ ر.س. | ٠٫٠٠ ر.س. | ٠٫٠٠ ر.س. | ٠٫٠٠ ر.س. |
الصيغة
M = P × [r(1+r)^n] ÷ [(1+r)^n − 1]r = annual rate ÷ 12, n = years × 12
كيف تُحسب
- Enter principal, annual interest, and term.
- Monthly rate r = APR/12; n = months.
- Payment is the annuity formula; leftover is interest.
الأسئلة الشائعة
Is Indian EMI a different formula?
Reducing-balance EMI used by Indian banks is the same amortization equation. Processing fees and GST on charges are extra — use the EMI page to add them.