Investment calculator
Compound growth with optional monthly additions. SIP is the same algebra with an Indian label.
Defaults to your region. Switch to compare any other scale.
Result
$186,970.62
Future value
- Total contributed$100,000.00
- Compound growth$86,970.62
- Horizon15
Illustration, not a forecast
Returns are never constant. Inflation, taxes, and expense ratios shrink real purchasing power.
Formula
FV = PV(1+r)^n + PMT × [((1+r)^n − 1) / r]r = annual/12, n = years×12
How it is calculated
- Enter starting amount, monthly add, annual return, and years.
- Rate is converted to monthly.
- Future value is lump growth plus the annuity of contributions.
Questions
Is this SIP exact?
It matches the textbook monthly-compounding SIP identity. Real NAVs move daily; this is the planner’s closed form.